প্রতিষ্ঠান
আইসিবি ইসলামিক ব্যাংক লিমিটেড
পদ: ০১
পদসংখ্যা: অনুল্লেখিত
শিক্ষাগত যোগ্যতা: মাস্টার্স ডিগ্রি
বেতন: আলোচনা সাপেক্ষে নির্ধারণযোগ্য
Job Responsibilities
- Physical visit to the defaulter client, guarantor, mortgage property and preparation of visit report thereof for the management appraisal.
- To take all necessary step for recovery of the Bank due’s through Re-schedulement, Declassification and Compromise Settlement with the defaulter clients.
- To prepare account synopsis for the Management/Board for their decision on settlement proposal of defaulter clients and prepare sanction letter after getting approval.
- To monitor the reschedule/settlement accounts for regular payment as per settlement arrangement. To keep total security cheque and issue remainder letter to the client for payment as necessary.
- Prepare & monitor issuance of final demand notice to defaulter client, guarantor & mortgagor.
- To made all related correspondence to the defaulter client in connection with the settlement.
- Liaison with Legal Department for issuance of legal notice and subsequent filing of case.
- To conduct with panel solicitors to prepare case summary for the Legal procedure against the defaulter client under N.I Act section-138, Artha Rin Adalat Ain-2003 and others.
- To attend the various courts after filing the suit against the defaulter clients on different date fixed by the court till final judgment of the suits/cases.
- Prepare and submission of court progress and lawyers skill of handling respective case.
- Preparing daily, weekly and monthly reports on Non-performing Loan (NPL) and Recovery Report as well as provides all information to the Management.
- Work as a team to achieve monthly recovery target.
- To source buyers for selling mortgage property
Experience Requirements
- At least 5 year(s)
- The applicants should have experience in the following area(s):
Credit Recovery
Additional Requirements
- Age at most 40 years
- Both males and females are allowed to apply
- Age not more than 40 years at the date of application.
- Related experience in Banking will get preference.
- Knowledge on Bangladesh Bank guideline on classification of various types of loan and related circulars.
- Knowledge on Artha Rin Adalat Ain-2003 and on N. I Act.
- Knowledge on negotiating with defaulter clients for Re-schedule and compromise settlement.
- Technique of obtaining / gathering knowledge on the location, ownership and description of mortgagor and mortgage properties.
- Knowledge of pressurizing defaulter clients by official process and force for settlement.
- Knowledge on making/preparing/guiding panel lawyer for drafting plaint for cases/suits.
- Knowledge on lower court procedures and attending court to protect Bank interest while giving witness.
- Sourcing potential buyers to dispose off mortgage properties.
Job Location
Dhaka
Compensation & Other Benefits
- T/A, Mobile bill, Provident fund, Weekly 2 holidays, Insurance, Gratuity
- Festival Bonus: 2
Send your CV to [email protected]
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